Commercial trucking insurance

Coverages we place

• Auto liability at $750,000 or $1,000,000, with the MCS-90 endorsement and BMC-91X filing for interstate authority and Form E for intrastate.
• Motor truck cargo for the freight you haul, including reefer breakdown and debris removal where needed.
• Physical damage on tractors and trailers, with the lienholder listed.
• General liability for loading, unloading and premises exposure that shippers and brokers ask for.
• Non-trucking liability and bobtail for owner-operators leased to a carrier.
• Trailer interchange and occupational accident when your contracts require them.

Who we write

• New ventures with authority pending or under one year
• Owner-operators with one to five units, leased on or running their own authority
• Small fleets in general freight, flatbed, reefer, auto hauling, dump and hot shot
• Border and cross-dock operations in El Paso and Santa Teresa

What carriers will ask for

USDOT and MC numbers, the equipment list with VINs and values, every driver's CDL and date of birth, three years of loss runs if you have been insured, and your radius and commodities. The trucking application collects all of it in one pass.

Carriers run MVRs on every listed driver and check your FMCSA safety record. Tell us about violations up front; it changes which market we approach, not whether we can help.